Japan and China did not grow by accident. Each changed specific banking rules who could lend, what credit replaced, and which institutions served the regions and the results showed up in bank counts, factory jobs and a rising share of the world economy. This final article sets those before-and-after facts beside Tanzania’s system and says what to copy.
October 4, 2026
BusinessTanzania has a profitable, well capitalized banking sector and still a thin network of institutions built to finance local productive investment. This second article in the series maps the barriers: high entry capital, a two bank dominance, government securities crowding, collateral rules, thin credit information, and a regulatory design that makes small regional banks hard to start and even harder to scale.
August 28, 2026
BusinessTanzania’s largest banks posted strong half-year profits in 2026. At the same time, a large share of their assets sits in government securities, while many entrepreneurs still struggle to get investment capital. This first part of a three-part series examines the structure of the current system and draws lessons from the banking models that helped build Germany’s hidden champions, America’s industrial rise, and Japan’s post-war miracle.
August 6, 2026
EconomyThe Bank of Tanzania has built roughly 28 tonnes of gold reserves in about 18 months. Gold now makes up more than 60 percent of the country’s foreign-exchange reserves. This piece explains what that means, how the gold standard differs from our current system, what the 20 percent local sale rule requires of miners, and how an ordinary Tanzanian should think about the shilling in this new environment.
July 31, 2026
CryptoBank of Tanzania is finalising rules for cryptocurrencies, stablecoins and virtual assets after years in a grey zone. Here’s what changed since the 2019 warnings, what regulation could mean for investors and fintechs, and which global models Tanzania should copy or avoid.
July 29, 2026
A concise weekly note on markets, policy, and the ideas that move capital.
CryptoBank of Tanzania is finalising rules for cryptocurrencies, stablecoins and virtual assets after years in a grey zone. Here’s what changed since the 2019 warnings, what regulation could mean for investors and fintechs, and which global models Tanzania should copy or avoid.
July 29, 2026
EconomyThe Bank of Tanzania has built roughly 28 tonnes of gold reserves in about 18 months. Gold now makes up more than 60 percent of the country’s foreign-exchange reserves. This piece explains what that means, how the gold standard differs from our current system, what the 20 percent local sale rule requires of miners, and how an ordinary Tanzanian should think about the shilling in this new environment.
July 31, 2026
BusinessTanzania has a profitable, well capitalized banking sector and still a thin network of institutions built to finance local productive investment. This second article in the series maps the barriers: high entry capital, a two bank dominance, government securities crowding, collateral rules, thin credit information, and a regulatory design that makes small regional banks hard to start and even harder to scale.
August 28, 2026
BusinessTanzania’s largest banks posted strong half-year profits in 2026. At the same time, a large share of their assets sits in government securities, while many entrepreneurs still struggle to get investment capital. This first part of a three-part series examines the structure of the current system and draws lessons from the banking models that helped build Germany’s hidden champions, America’s industrial rise, and Japan’s post-war miracle.
August 6, 2026
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